Holding a premium credit card offers a massiveadvantage. It’s no doubt that credit cards are indispensable tools that helpyou manage your finances efficiently. If used the right way it can help youbuild a solid credit score, save money and earn huge rewards.
If you are planning to apply for a premium credit card,you may be wondering how to choose the right card that suits your lifestyle.
WhatIs a Premium Credit Card?
Premium credit cards, often viewed as a status symboloffer cardholders a range of exclusive benefits in return. They are mostlyoffered to clients and consumers in upper income tiersor the elite class and come with a higher credit limit than usual. They may also come with unique perks and rewards that are difficult to find elsewhere.
Here are some vital things to look for in a premiumcredit card:
1. Rewards You Can Redeem
The more points you earn as you swipe your card to makepayments, the more valuable it will be. All top premium credit cards like theplatinum and gold credit card offered by Ahli United Bank come with great perks and rewards thatyou can redeem as per your choice. Ensure that the card you pick gives you the flexibility to earn more under a broad category and enables you to redeem the points with ease.
2. Travel Perks
If you are a frequent flyer, choosing a premium creditcard that offers perks such as free air miles based on the amount you spend onyour card can be advantageous. Some cards may even offer you discounts on airfare or cover for travel expenses like complimentary travel insurance policies, provide airport lounge access and more.
3. Fees and Charges
Some credit cards may levy an annual or joining fees.Before choosing a credit card, be aware of the fees and other charges that comewith holding the card. You should also know the rate of interest you may incur if purchases are not paid for in full. This is a vital aspect that you need to think and learn more about before picking a premium credit card.
4. Flexible Re-Payment Options
You should also understand the terms and conditions ofthe card and know the penalties associated with a late repayment. It’s best tochoose a card that offers flexible options including free balance transfers from other credit cards, direct debit facilities for minimum or monthly payments and other consumer-friendly policies.
5. Superior Customer Service
The premium credit card provider you choose shouldprovide priority assistance with round the clock service to support and answerqueries when needed.
Apart from premium credit card, there are othercategories of classic credit card that can be suitable for some. These credit cards also comewith a significant range of benefits including exclusive rewards, no joining orannual fees and more.
To make a smart choice of credit card, pick a creditcard that perfectly complements your lifestyle and spending pattern.Ahli UnitedBank offers an exciting range of credit cards from classic to gold credit card andother premium credit cards of platinum and world credit card to cater to diverse customer preferences and requirements.
You can compare yourchoices and opt for gold credit card apply online with Ahli to get started with the applicationprocess from the comfort of your home. Start your purchase journey with a credit card today to enjoy the wide array of benefits.
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